ool {
		// First, try to use the transient value.
		$transient = get_transient( self::TRANSIENT_HAS_PROVIDERS_WITH_INCENTIVE_KEY );
		if ( false !== $transient ) {
			return filter_var( $transient, FILTER_VALIDATE_BOOLEAN );
		}

		try {
			$providers = $this->payments->get_payment_providers( $this->payments->get_country(), false );
		} catch ( Throwable $e ) {
			// Catch everything since we don't want to break all the WP admin pages.
			// Log so we can investigate.
			SafeGlobalFunctionProxy::wc_get_logger()->error(
				'Failed to get payment providers: ' . $e->getMessage(),
				array(
					'source' => 'settings-payments',
				)
			);

			// In case of an error, default to false.
			// Set the transient to avoid repeated errors.
			set_transient( self::TRANSIENT_HAS_PROVIDERS_WITH_INCENTIVE_KEY, 'no', HOUR_IN_SECONDS );
			return false;
		}

		$has_providers_with_incentive = false;
		// Go through the providers and check if any of them have a "prominently" visible incentive (i.e., modal or banner).
		foreach ( $providers as $provider ) {
			if ( empty( $provider['_incentive'] ) ) {
				continue;
			}

			$dismissals = $provider['_incentive']['_dismissals'] ?? array();

			// If there are no dismissals at all, the incentive is prominently visible.
			if ( empty( $dismissals ) ) {
				$has_providers_with_incentive = true;
				break;
			}

			// First, we check to see if the incentive was dismissed in the banner context.
			// The banner context has the lowest priority, so if it was dismissed, we don't need to check the modal context.
			// If the banner is dismissed, there is no prominent incentive.
			$is_dismissed_banner = ! empty(
				array_filter(
					$dismissals,
					function ( $dismissal ) {
						return isset( $dismissal['context'] ) && 'wc_settings_payments__banner' === $dismissal['context'];
					}
				)
			);
			if ( $is_dismissed_banner ) {
				continue;
			}

			// In case an incentive uses the modal surface also (like the WooPayments Switch incentive),
			// we rely on the fact that the modal falls back to the banner, once dismissed, after 30 days.
			// @see here's its frontend "brother" in client/admin/client/settings-payments/settings-payments-main.tsx.
			$is_dismissed_modal = ! empty(
				array_filter(
					$dismissals,
					function ( $dismissal ) {
						return isset( $dismissal['context'] ) && 'wc_settings_payments__modal' === $dismissal['context'];
					}
				)
			);
			// If there are no modal dismissals, the incentive is still visible.
			if ( ! $is_dismissed_modal ) {
				$has_providers_with_incentive = true;
				break;
			}

			$is_dismissed_modal_more_than_30_days_ago = ! empty(
				array_filter(
					$dismissals,
					function ( $dismissal ) {
						return isset( $dismissal['context'], $dismissal['timestamp'] ) &&
							'wc_settings_payments__modal' === $dismissal['context'] &&
							$dismissal['timestamp'] < strtotime( '-30 days' );
					}
				)
			);
			// If the modal was dismissed less than 30 days ago, there is no prominent incentive (aka the banner is not shown).
			if ( ! $is_dismissed_modal_more_than_30_days_ago ) {
				continue;
			}

			// The modal was dismissed more than 30 days ago, so the banner is visible.
			$has_providers_with_incentive = true;
			break;
		}

		// Save the value in a transient to avoid unnecessary processing throughout the WP admin.
		// Incentives don't change frequently, so it is safe to cache the value for 1 hour.
		set_transient( self::TRANSIENT_HAS_PROVIDERS_WITH_INCENTIVE_KEY, $has_providers_with_incentive ? 'yes' : 'no', HOUR_IN_SECONDS );

		return $has_providers_with_incentive;
	}

	/**
	 * Check if the WooPayments account is onboarded.
	 *
	 * @return boolean
	 */
	private function is_woopayments_account_onboarded(): bool {
		// Sanity check: the WooPayments extension must be active.
		if ( ! class_exists( '\WC_Payments' ) ) {
			return false;
		}

		$account_data = get_option( 'wcpay_account_data', array() );

		// The account ID must be present.
		if ( empty( $account_data['data']['account_id'] ) ) {
			return false;
		}

		// We consider the store to have an onboarded WooPayments account if account data in the WooPayments account cache
		// contains a details_submitted = true entry. This implies that WooPayments is also connected.
		if ( empty( $account_data['data']['details_submitted'] ) ) {
			return false;
		}

		return filter_var( $account_data['data']['details_submitted'], FILTER_VALIDATE_BOOLEAN, FILTER_NULL_ON_FAILURE ) ?? false;
	}
}